Privacy Notice
FACTS: What does PRR South Fork Federal Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What Do We Share?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Account Balances
- Account Transactions and Credit History
- Credit Scores and Payment History
When you are no longer our member, we continue to share your information as described in this notice.
How Do We Share?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons PRR South Fork Federal Credit Union chooses to share; and whether you can limit this sharing.
FACTS: What does PRR South Fork Federal Credit Union do with your personal information?
For Our Everyday Business Purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Does PRR South Fork Federal Credit Union share? Yes
Can you limit this sharing? No
For Our Marketing Purposes
To offer our products and services to you
Does PRR South Fork Federal Credit Union share? Yes
Can you limit this sharing? No
For Joint Marketing with Other Financial Companies
Does PRR South Fork Federal Credit Union share? Yes
Can you limit this sharing? No
For Our Affiliates’ Everyday Business Purposes
Information about your transactions and experiences
Does PRR South Fork Federal Credit Union share? No
Can you limit this sharing? We don’t share
For Our Affiliates Everyday Business Purposes
Information about your creditworthiness
Does PRR South Fork Federal Credit Union share? No
Can you limit this sharing? We don’t share
For Our Affiliates To Market To You
Does PRR South Fork Federal Credit Union share? No
Can you limit this sharing? We don’t share
For Non-Affiliates To Market To You
Does PRR South Fork Federal Credit Union share? No
Can you limit this sharing? We don’t share
Questions?
Call 814-495-5150 or go to www.prrrsouthfork.com
What We Do
How does PRR South Fork Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have physical, electronic and procedural safeguards that comply with federal standards to guard your non-public information.
How does PRR South Fork Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or apply for a loan
- use your credit or debit card or show your driver’s license
- give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
PRR South Fork Federal Credit Union has no affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), mortgage service companies, consumer reporting agencies, data processors, and check/share draft printers
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNEC