Loans
PRR South Fork FCU offers a wide variety of loans to help us meet your financial needs.
Our Loan Rates
For additional information on our loan program, or to complete an application, please contact a PRR South Fork FCU Loan Officer at (814) 495-5150 or the Southmont Office at (814) 255-1876
Financing For Mandatory Sewer Projects
5.99% APR Borrow up to $7,500.00 for up to 60 months
Contractors agreement required. Loan proceeds will be payable to the contractor.
(Certain restrictions may apply) Please call our office for more details.
Auto Loan Rates
| Type | APR | Term | Financing % |
|---|---|---|---|
| New 2021-2022 | 4.25% | Up To 84 Months | 100%* (New) |
| Used 2019-2021 | 4.75% | Up To 72 Months | 100% |
| Used 2016-2018 | 5.75% | Up To 60 Months | 100% |
| Used 2015 & Older | 7.00% | 48 Months | 100% |
| New Motorcycles | 4.25% | Various | 100% |
*(Used Vehicle 60 and 84 month financing; certain restrictions may apply)
Other Loan Rates
| Type | APR | Term | Financing % |
|---|---|---|---|
| Home Equity Loans | 4.50% | 60 Months | $50,000 Maximum |
| Home Equity Loans | 5.00% | 120 Months | $50,000 Maximum |
| Home Mortgage 1st | 5.00% | 240 Months | $200,000 Maximum |
| Share Secured | 3.49% | 84 Months | Up To Share Balance |
| Signature Loan | 8.99% | 60 Months | $7,500 + Shares |
| Mobile Homes | 9.75% | 180 Months | $25,000 |
| Boat & RV | 5.75% | Various | 80% |
| ATV Loans | 5.75% | Various | 80% |
Visa Credit Card
| Type | APR | Term | Credit Limit |
|---|---|---|---|
| Visa Credit Card | 10.90 | Various | Up To $10,000 |
* Financing based on NADA trade-in value | ** Contact office for details on Mortgage Loan and Home Equity Rates. (814) 495-5150
